Workers’ compensation insurance is optional for employers in Texas, and there are many employers who choose not to have it. These employers are known as “non-subscribers” since they have chosen not to subscribe to the workers’ compensation system. When employees experience a work injury and their employer is a non-subscriber, they have the legal right to file a lawsuit against them to recover all damages sustained as a result of their employer’s negligence per § 406.033 of the Texas Labor Code. Contact one of our attorneys to find out if you have a case.
What Can a Non-Subscriber Workers Compensation Claim Include?
If an employee suffers a work injury, some work comp non-subscribers carry separate insurance that provides for some lost wages and medical care through their “benefit plan.” However, Texas law allows an injured employee in this situation to recover more than a portion of the medical costs and lost wages but also additional economic and non-economic damages stemming from the injury as well. A non-subscriber work injury claim can include:
- Current medical care costs
- Future medical care costs for continuing treatment
- Lost wages and lost wage earning capacity in the future due to the worker’s inability to perform at the same level as they did before the injury
- Impairment
- Disfigurement
- Pain
- Suffering
- Mental anguish
Contact us today to see if one of our nonsubscriber workers' compensation lawyers in San Antonio can help.